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Political Law: Lambino vs. COMELEC [G.R. No. 174153, October 25, 2006]

POLITICAL LAW Lambino vs.COMELEC [G.R. No. 174153, October 25, 2006] (case digest/notes)   FACTS Petitioners Lambino group commenced in gathering signatures for an initiative petition to change the 1987 Constitution modifying Article 6 and Article 7 and adding transitory provision.  The proposed change will shift the present Bicameral-Presidential System to a Unicameral-Parliamentary form of government. They petitioned to COMELEC and had the support of 6M individuals constuting at least 12% of all registers votes with each legislative district represented by at least 3% of its registered voters. ISSUE/S Whether or not the Lambino group complied on the ground of their acquisition? PRINCIPLES/HELD The phrase "directly proposed by the people through initiative upon a petition" - means that the draft of the proposed constitutional amendment should be ready and shown to the people before they sign such proposal. Before they sign the proposal, a dr...

Political Law: Manila Prince Hotel vs. GSIS [G.R. No. 122156, February 3, 1997]

POLITICAL LAW Manila Prince Hotel vs. GSIS [G.R. No. 122156, February 3, 1997] (case digest/notes) Whether or not Sec. 10 Par. 2 Article 12 of the Constitution is a non-executing provision on the ground that it requires a law for its implementation? Principles/Held Doctrine of Constitutional Supremacy - if a law or contract violates any norm of the constitution, that law or contract whether promulgated by the legislative or by the executive branch entered into by the private purposes is void. It is a supreme law to which all other laws must conform and in accordance with which all private rights must be determined and all public authority administered. A provision which lays down a general principle such as those found in Article II of the 1987 Philippine Constitution is usually not self-executing. Self-Executing - a provision which is complete in itself and becomes operative without the aid of supplementary or enabling legislation, or that which supp...

Investing with insurance companies

The growing commercial and industrial economy gave rise to the emergence of insurance companies here in the Philippines. In line with this, people nowadays lean towards long term investments over short term investments.  Rather than investing your money and saving it on commercial banks with  few or no interest at all, insurance companies provide higher interest than that of the former. However, it is important to note that not all insurance companies fulfill its duties and liabilities under the law. Some companies built it for money making schemes and as a result, policy holders are the one with the disadvantage and at loss. Before you invest your money to an insurance company, take note of the following:  Do your research, find an insurance company that suits you and has good reputation. When an insurance agent offers you to invest in his insurance company, go back to number (1). After having to find the suitable insurance company for you, contemplate ...